You've reached a one-stop auto loan shop.
Do we need to mention we're fast, easy, secure and free?

Welcome to Auto Loan Central. Now straight to the point:
• We handle all levels of credit, but we specialize in helping people with poor credit get approved for a car loan.
• Since most bad credit auto loans have monthly payments in the $250 to $350 a month range, we've researched the best car bargains in your price range. You'll see them listed at left, and we're pretty proud of some of the gems we've uncovered.
• We're also proud of our long history, our long record of customer service, and our super easy online application process. Keep reading and find out why.

A nationwide leader in auto finance

As you can see in our About Us section, we are part of a nationwide network of Web sites, auto dealers and lenders. Our umbrella of companies has processed more than 3.7 million auto loan applications over the last 20 years. We are in good standing with the Better Business Bureau, and we protect all your confidential financial information with state-of-the-art computer security.

A simple, straightforward process

Once you click to apply, your secure, encrypted loan application is processed, screened and verified at our home office. It is then routed to a local loan officer in a dealership near you.

We work exclusively licensed, franchised auto dealers because that's how 80 percent of all the cars sold in America are financed, and that's where banks, credit unions and other lenders are most comfortable in working. Our dealers are electronically linked to more than 400 lenders, which gives them the ability to slot you to the best loan rate your credit score will allow.

Okay, then what?

You will be asked to make a personal appointment because that's the best way we can protect against identify crimes, and at that appointment you'll learn about loan rates and terms and available vehicles. And here's the best part. If you like what you hear, you drive away; if you don't, you walk away. There's absolutely no obligation and no fee to you for our services.

Sounds simple enough

So thanks for stopping by. Be sure to read our minimum credit requirements page before you click to apply. We also invite you to read about our poor credit history programs or to start researching the best cars for bad credit:
Under $4,000$4,000 to $6,000$6,000 to $8,000
$8,000 to $10,000$10,000 to $12,000

Click here to apply for an online car loan Coverage across the USA
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Yes, we are in the auto loan business, but we're really in the happy customer business -- and that's why this Web site is dedicated to helping you find the best car for a bad credit car loan.

Most auto loans for people with a bad credit history are in the $7,000 to $12,000 range, and we've researched all the top auto Web sites to show you all your choices. Click here to see the top used cars under $4,000 or scroll down to find your price range.

The 98 Acura CL is an example of how well-built cars can last seemingly forever -- and it's easy on gas, too.
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No list of best used cars is complete
without a Honda Accord, such as the
00 model shown above.

Before we get to heavily into specific cars, we need to say our research includes information found at Consumer Reports, Edmunds,,,, KBB, AutoTrader -- and many other top car-research Web sites. Be advised that listed prices can vary widely due to the condition of the car, the amount of desirable options, and whether it's good on gas. Fuel-sippers are soaring in price; gas-guzzlers are sinking. See the best used autos from $4,000 to $6,000.

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Welcome to the starting-point price range for auto dealers who know how to match their inventory to their customers -- including those with credit dings. Cars in this price arena range from the luxurious (a 99 Lexus ES anyone?) to monster trucks (an 01 Dodge Ram 2500 turbodiesel). This price range includes the legendary smooth ride of a Ford Crown Victoria (02) and the bling of a Lincoln Navigator (98). So go ahead and read about the best used cars from $6,000 to $8,000 here.

The 99 Chevy Silverado, a half-ton pickup truck with an attitude.
Depending on options and wear, you
can find an 01 in this price range.
The 00 Toyota Tacoma can be found
for under $10,000 and is as close to indestructible as a truck can be.

We start with a special nod to a compact SUV -- the Ford Escape / Mazda Tribute from the years 01-to-03. named this vehicle best in its category three years in a row. All years fit within the $8,000 to $10,000 range. "Right combination of performance and features," Edmunds said.

This price category includes some spectacularly overlooked vehicles, including an awesome minivan. Read more about used cars from $8,000 to $10,000.


Teaser time. Imagine a car described as "near luxury" by MSN Autos. Imagine it's the best selling model in this well-regarded company's fleet. Now magine you can find an 04 of this model for less than $11,000. Click here to read about the best used cars between $10,000 and $12,000, a list that includes Scions, Nissans -- even Lincoln Town Cars. And thank you very much for looking at us for a good car and good chance at a poor credit Car Loan .

An 01 Lexus ES fits in this price range,
but we've found some even better
bargains. Seriously.